April 25, 2011
If one of your goals this year is to save money, why not start with where you deposit your money? A good savings account rate can help you earn a little bit of interest every day, which after time can amount to big savings. Savings account rates change all the time, so let’s take a look at what rates are currently available within your city. 
When you think about your financial future, do you think long term or short term? Do you look ahead to retirement or wonder how you’re going to make rent next week?
Instead of thinking about one of those two extremes, why not look ahead a year or two? You can achieve a lot with a smart investment–like a 24-month CD. Buying a new car, putting a down payment on a house, those are the big financial dreams that can be yours.
If you’re in search of the best 12-month CD rates available today, you should begin by comparing the rates from local financial institutions near you. Generally, community-oriented banks and credit unions are in a better position to offer more competitive interest rates on deposit accounts.
Given the volatility of the stock market, many people are turning to safer methods of saving money. One such method is investing in CDs. If you find a great CD rate in Santa Barbara, you can save quite a bit of money and help you and your family achieve your financial goals.
Savings account rates across the nation will fluctuate over time, which means it’s important to check up on the latest rates near you and be sure you’re still earning the highest interest rate possible. Let’s examine what savings account interest rates are presently doing right now.
Now that we’re in a new month, it’s a good time to take a look at current interest rates in Santa Barbara.
Santa Barbara Banking Rates has compiled a list of the best interest rates in the city for savings accounts and certificates of deposit. Find out if your accounts measure up or if it’s time to open a new one with a better rate.
It’s getting close to the end of March and CD rates in Santa Barbara have adjusted slightly since last month. If you’re looking for a competitive CD rate to boost your savings, take a look at the latest rates for various term lengths below:
Best Santa Barbara 6-Month CD Rates
Saving money takes discipline and patience, but now is the perfect time to get started if you haven’t yet. The holiday season is over and some of the highest savings rates in the nation can be found right in your own neighborhood. If you’d like to start earning more on your savings, you’ll need to find the highest savings rates in Santa Barbara.
Santa Barbara CD rates are underperforming this week as they are all pacing below the state average. Still, California is known for having high deposit rates so it is not necessarily bad to be slightly below the state average. Find the best certificate of deposit rates in Santa Barbara below.
People have different financial goals and aspirations. Some of want to live life to the fullest right now, and let the future take care of itself. Others love the peace of mind they feel knowing there’s money in the bank and investments. No matter who you are, Santa Barbara Banking Rates wants to help you make it all happen.
| Featured Rate | |
|---|---|
CIT Bank
 |
1.26%
Date: Feb 16, 2012
2-Year CD Rate
|
| Highest Rates Recent Rate Changes | |
| Cbc Credit Union 2 Year CD Account |
1.05%
Date: Feb 9, 2012
|
| Premier America Credit Union 2 Year CD Account |
1.00%
Date: Feb 20, 2012
|
| County Schools Credit Union 2 Year CD Account |
1.00%
Date: Feb 13, 2012
|
| Heritage Oaks Bank 2 Year CD Account |
0.75%
Date: Feb 15, 2012
|
| Keypoint Credit Union, CA 2 Year CD Account |
0.55%
Date: Feb 21, 2012
|
| American Riviera Bank 2 Year CD Account |
0.55%
Date: Feb 8, 2012
|
| Premier America Credit Union 12 Month CD Account |
0.80% to
0.75% Date: Feb 20, 2012
|
| American Riviera Bank Savings Account |
0.20% to
0.15% Date: Feb 8, 2012
|
