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		<title>Benefits of Local Banking in Santa Barbara, CA</title>
		<link>http://www.santabarbarabankingrates.com/banks/benefits-of-local-banking-in-santa-barbara-ca/</link>
		<comments>http://www.santabarbarabankingrates.com/banks/benefits-of-local-banking-in-santa-barbara-ca/#comments</comments>
		<pubDate>Wed, 04 Apr 2012 01:20:45 +0000</pubDate>
		<dc:creator>City Rates Staff</dc:creator>
				<category><![CDATA[Articles]]></category>
		<category><![CDATA[Banks]]></category>
		<category><![CDATA[Credit Unions]]></category>

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		<description><![CDATA[More and more often, residents are going to local banks and credit unions for bank accounts and loans. In , there’s a bank or credit union with all the banking options you need, and with personalized, friendly service. Advantages to Banking with a Local Institution , independent banking institutions pride themselves on giving customers a [...]]]></description>
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		<title>Ask An Expert: Santa Barbara Checking Accounts</title>
		<link>http://www.santabarbarabankingrates.com/checking-accounts/santa-barbara-ask-expert/</link>
		<comments>http://www.santabarbarabankingrates.com/checking-accounts/santa-barbara-ask-expert/#comments</comments>
		<pubDate>Wed, 22 Feb 2012 00:54:46 +0000</pubDate>
		<dc:creator>Jeff York</dc:creator>
				<category><![CDATA[Articles]]></category>
		<category><![CDATA[Checking Accounts]]></category>

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		<description><![CDATA[Are you planning to open a checking account but aren&#8217;t sure where to start? Local credit union CEO, Jeff York, answers some common questions about checking accounts in Santa Barbara to help your decision. : Why would a person choose a local Santa Barbara checking account over one from a national institution? Jeff York: For [...]]]></description>
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		<title>Best Santa Barbara CD Rates in January 2012</title>
		<link>http://www.santabarbarabankingrates.com/cd-rates/best-santa-barbara-cd-rates-in-january-2012/</link>
		<comments>http://www.santabarbarabankingrates.com/cd-rates/best-santa-barbara-cd-rates-in-january-2012/#comments</comments>
		<pubDate>Tue, 24 Jan 2012 01:17:46 +0000</pubDate>
		<dc:creator>City Rates Staff</dc:creator>
				<category><![CDATA[Articles]]></category>
		<category><![CDATA[CD Rates]]></category>
		<category><![CDATA[Rates]]></category>

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		<description><![CDATA[Since we&#8217;ve begun a brand new year, it&#8217;s a great opportunity to closely examine your finances and look for opportunities to improve them. When was the last time you checked out your bank accounts? An improvement you can make today is transferring your money to a higher earning investment. CD rates in are competitive if [...]]]></description>
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		<title>Current Lowest 3-Year Auto Loan Rates in Santa Barbara</title>
		<link>http://www.santabarbarabankingrates.com/auto-loan-rates/current-lowest-3-year-auto-loan-rates-in-santa-barbara/</link>
		<comments>http://www.santabarbarabankingrates.com/auto-loan-rates/current-lowest-3-year-auto-loan-rates-in-santa-barbara/#comments</comments>
		<pubDate>Wed, 30 Nov 2011 20:48:41 +0000</pubDate>
		<dc:creator>City Rates Staff</dc:creator>
				<category><![CDATA[Articles]]></category>
		<category><![CDATA[Auto Loan Rates]]></category>
		<category><![CDATA[Rates]]></category>

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		<description><![CDATA[Are you thinking about purchasing a new vehicle? While you might be weighing details like style, year and price range, another important thing to consider is the interest rate you obtain for the loan. auto loan rates can range in terms of affordability, so it&#8217;s imperative you compare the best lenders and rates before signing [...]]]></description>
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		<title>Top Santa Barbara Mortgage Rates This November</title>
		<link>http://www.santabarbarabankingrates.com/mortgage-rates/top-santa-barbara-mortgage-rates-this-november/</link>
		<comments>http://www.santabarbarabankingrates.com/mortgage-rates/top-santa-barbara-mortgage-rates-this-november/#comments</comments>
		<pubDate>Fri, 18 Nov 2011 22:04:33 +0000</pubDate>
		<dc:creator>City Rates Staff</dc:creator>
				<category><![CDATA[Articles]]></category>
		<category><![CDATA[Mortgage Rates]]></category>
		<category><![CDATA[Rates]]></category>

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		<description><![CDATA[Have falling home prices enticed you into buying a new house? Today&#8217;s prices may be low, but don&#8217;t forget to research mortgage rates, too. The rate you pay to finance your home will have a significant effect on the total cost of your house. Current Best Mortgage Rates in , Depending on the kind of [...]]]></description>
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		<title>Top Savings Account Interest Rates in Santa Barbara, CA Today</title>
		<link>http://www.santabarbarabankingrates.com/bank-rates/top-savings-account-interest-rates-in-santa-barbara-ca-today/</link>
		<comments>http://www.santabarbarabankingrates.com/bank-rates/top-savings-account-interest-rates-in-santa-barbara-ca-today/#comments</comments>
		<pubDate>Mon, 14 Nov 2011 20:44:12 +0000</pubDate>
		<dc:creator>City Rates Staff</dc:creator>
				<category><![CDATA[Articles]]></category>
		<category><![CDATA[Bank Rates]]></category>

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		<description><![CDATA[The holidays are coming up quickly and it&#8217;s imperative your finances can accommodate all the expenses that go hand-in-hand with this time of year. Are you worried you might end up in the red in 2012? A high-yield savings account can help you put away some extra cash over the next few months. The following [...]]]></description>
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		<title>Where to Get the Best Santa Barbara Mortgage Rates on an ARM</title>
		<link>http://www.santabarbarabankingrates.com/mortgage-rates/where-to-get-the-best-santa-barbara-mortgage-rates-on-an-arm/</link>
		<comments>http://www.santabarbarabankingrates.com/mortgage-rates/where-to-get-the-best-santa-barbara-mortgage-rates-on-an-arm/#comments</comments>
		<pubDate>Thu, 03 Nov 2011 15:13:13 +0000</pubDate>
		<dc:creator>City Rates Staff</dc:creator>
				<category><![CDATA[Adjustable Rate Mortgages]]></category>
		<category><![CDATA[Articles]]></category>
		<category><![CDATA[Mortgage Rates]]></category>
		<category><![CDATA[Rates]]></category>

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		<description><![CDATA[If you are considering buying a house, but conventional fixed rate mortgages don&#8217;t impress you, look into an adjustable rate mortgage instead. ARMs function differently than fixed mortgages, and presently, you could locate an exceptionally low interest rate on one. We&#8217;ve showcased the very best mortgage rates available for adjustable rate mortgages in the area. [...]]]></description>
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		<title>Where Are the Current Highest Santa Barbara CD Rates?</title>
		<link>http://www.santabarbarabankingrates.com/cd-rates/where-are-the-current-highest-santa-barbara-cd-rates/</link>
		<comments>http://www.santabarbarabankingrates.com/cd-rates/where-are-the-current-highest-santa-barbara-cd-rates/#comments</comments>
		<pubDate>Fri, 28 Oct 2011 18:24:38 +0000</pubDate>
		<dc:creator>City Rates Staff</dc:creator>
				<category><![CDATA[Articles]]></category>
		<category><![CDATA[CD Rates]]></category>
		<category><![CDATA[Rates]]></category>

		<guid isPermaLink="false">http:///p=539258</guid>
		<description><![CDATA[Don&#8217;t worry if the winter weather is getting you down, the CD rates available these days are looking pretty good. Maybe you haven&#8217;t gotten a good start on saving for 2012, but it&#8217;s never too late to start. These community banks and credit unions may have the interest rates that will get you in gear. [...]]]></description>
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		<title>Lowest Santa Barbara 30-Year Fixed Mortgage Rates</title>
		<link>http://www.santabarbarabankingrates.com/mortgage-rates/lowest-santa-barbara-30-year-fixed-mortgage-rates/</link>
		<comments>http://www.santabarbarabankingrates.com/mortgage-rates/lowest-santa-barbara-30-year-fixed-mortgage-rates/#comments</comments>
		<pubDate>Tue, 18 Oct 2011 16:10:57 +0000</pubDate>
		<dc:creator>City Rates Staff</dc:creator>
				<category><![CDATA[30 Year Fixed]]></category>
		<category><![CDATA[Articles]]></category>
		<category><![CDATA[Mortgage Rates]]></category>
		<category><![CDATA[Rates]]></category>

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		<description><![CDATA[At a point when mortgage rates are the lowest they&#8217;ve ever been, it&#8217;s recommended you take advantage of the opportunity to get amazingly low-interest financing before rates go back up. If you&#8217;ve been thinking about buy a home, now may be the best time to do it. You may never be able to get rates [...]]]></description>
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		<title>Best 15-Year Fixed Mortgage Rates in Santa Barbara, CA</title>
		<link>http://www.santabarbarabankingrates.com/mortgage-rates/best-15-year-fixed-mortgage-rates-in-santa-barbara-ca/</link>
		<comments>http://www.santabarbarabankingrates.com/mortgage-rates/best-15-year-fixed-mortgage-rates-in-santa-barbara-ca/#comments</comments>
		<pubDate>Thu, 06 Oct 2011 15:56:06 +0000</pubDate>
		<dc:creator>City Rates Staff</dc:creator>
				<category><![CDATA[15 Year Fixed]]></category>
		<category><![CDATA[Articles]]></category>
		<category><![CDATA[Mortgage Rates]]></category>
		<category><![CDATA[Rates]]></category>

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		<description><![CDATA[Whether you have a tight budget or have plenty of money to spare, there is no reason why you should pay more for your property than necessary. Finding the best mortgage rates in and locking in a low interest rate is the key to making your next home purchase affordable. Even so, with so many [...]]]></description>
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