Compare the Best Local Rates

Santa Barbara CD Account Rates – November 17, 2010

Santa Barbara CD rates are underperforming this week as they are all pacing below the state average. Still, California is known for having high deposit rates so it is not necessarily bad to be slightly below the state average. Find the best certificate of deposit rates in Santa Barbara below.

Average CD Rates in California

Knowing the average CD rate in your state will help you understand the realistic range of interest rates you’re likely to find, as well as pinpoint the truly outstanding offers.

Average 6-month CD rate: 0.62% APY

Average 12-month CD interest rate: 0.87% APY

Average 2 year CDs: 1.27% APY

Banks and Credit Unions with the Best Santa Barbara CD Rates

The following are the Santa Barbara banks and credit unions that offer CD rates well above the state average:

Highest 2 year CD rate in Santa Barbara

  • Keypoint Credit Union at 1.15% APY

Best 1 year CD rate in Santa Barbara

  • American Riviera Bank at 0.75% APY

Top 6 month CD rate in Santa Barbara

  • American Riviera Bank 0.50% APY

If you would like to open a CD account with one of the above banks, view the directory of Santa Barbara banks for contact information so you can begin growing your savings today.

Other Terms and Conditions may apply. Additionally, rates may have changed since this offer was posted. Please contact the financial institution for the most recent rate updates and to review the terms of the offer.