Compare the Best Local Rates

Best Certificate of Deposit Interest Rates in Santa Barbara, CA

It’s getting close to the end of March and CD rates in Santa Barbara have adjusted slightly since last month. If you’re looking for a competitive CD rate to boost your savings, take a look at the latest rates for various term lengths below:

Best Santa Barbara 6-Month CD Rates


  • California Oaks State Bank: 1.51%
  • Heritage Oaks Bank: 1.09%
  • American Riviera Bank: 1.05%



Highest 12-Month CD Rates in Santa Barbara


  • California Oaks State Bank: 1.7%
  • Heritage Oaks Bank: 1.65%
  • American Riviera Bank: 1.4%



Top 24-Month CD Rates in Santa Barbara


  • Heritage Oaks Bank: 1.9%
  • California Oaks State Bank: 1.7%
  • Pacific Oaks Credit Union: 1.56%



Please note that these rates are accurate as of the publish date but are subject to change at any time in the future.