Find the best Santa Barbara bank rates, including CD rates, savings rates, mortgage rates and auto loan rates.

About Santa Barbara Banking Rates

Welcome to Santa Barbara Banking Rates — your destination for the best rates in the city. We work with banks and credit unions across Santa Barbara to bring you the best auto, mortgage and deposit account rates. Our easy-to-use rates comparison tool makes it easy to find the best rates.

What’s Santa Barbara Banking Rates All About?

Santa Barbara Banking Rates is composed of a staff who regularly searches for the best banks and credit unions in Santa Barbara and the rates they offer for banking products like auto loans, CDs, and checking accounts. Santa Barbara Banking Rates is all about giving you the option to compare interest rates from financial institutions in the city, so you can find the plan that saves you the most money.

Examples of Santa Barbara Banking Rates

We aggregate and collect a variety of interest rates, for a host of banking services.

Deposit Products

High-Yield Savings Account in Santa Barbara: In Santa Barbara, there’s a bank or credit union that can offer you the best interest rate available today for a savings account that accomplishes its goal of helping you conserve your money. Whether it’s for a retirement fund or just some rainy day money, a savings account with high returns keeps you in good financial standing.

Santa Barbara CD Accounts: Certificates of deposit typically offer higher interest rates and better yields than conventional savings accounts. Most every Santa Barbara banking institution offers a CD with terms ranging from 6 months to 5 years.

Loan Products

Mortgage Rates in Santa Barbara: Santa Barbara Banking Rates is the best resource if you’re in the market for buying a new home, or refinancing your existing home loan.

Santa Barbara Auto Loans: Haggling with the dealer on the lot isn’t necessary when you can finance a new or used car through a Santa Barbara bank or credit union. Depending on your credit history, length of loan and type of car, they’ll work with you in securing a deal with the best interest rates.

The Santa Barbara Banking Rates Comparison Tool

Our rates tool is helpful and easy to read so you can find all the most competitive bank interest rates in one place without the need for an exhaustive search. Plus, we regularly update all of our tables so you can rest assured that the rates you see are current and up to date.

Santa Barbara Credit Unions

The chart is organized from highest to lowest interest rate, with its corresponding financial institution. All rates are posted with the date they were last revised. By clicking on the name of a bank or credit union, you’ll be directed to a national rates database, where you can obtain contact info and details on how to open an account.

Santa Barbara Financial Experts

Visit our pages for exclusive content featuring some of Santa Barbara’s leading banking experts and credit union representatives. On Santa Barbara Banking Rates, tap into the local banking market with “ask an expert” Q&As, informational articles, and other resources to keep you on track of the banking scene, and your financial future.

Our Featured Santa Barbara Bank Rates

Latest Santa Barbara Finance News

Featured Articles

santa barbara teachers federal credit union

Santa Barbara Teachers Federal Credit Union Mortgage Rates Today at 3.03%

Making a big purchase like a new house requires smart decision-making, or new homeowners can be stuck with high interest rates and unfavorable terms. Santa Barbara Teachers Federal Credit Union is the lender to consult for finding the best home loan, because it takes an educated stance on all things mortgage-related, reflected in its nearly 80-year… Read More
Santa Barbara mortgage rates

Best Mortgage Rates in Santa Barbara: CoastHills Federal Credit Union’s 5/5 ARM

When buying a home or refinancing a mortgage loan, consumers have a range of mortgage products to choose from. The best way to figure out what Santa Barbara mortgage loan option would best meet your needs is to speak with a CoastHills Federal Credit Union mortgage loan officer. Be sure to ask about the credit union’s Adjustable Rate Mortgage (ARM) loan to see if this… Read More

2-Year CD Rate Deal of the Day: County Schools Federal Credit Union at 1.00% APY

Saving is about maximizing money to its full potential. Start early and with an attractive interest rate, and in the years to come, that small bank account can mature into an impressive fund to be proud of. Certificates of deposit are the perfect savings vehicle for their variety of term periods and financial flexibility, and… Read More

Banks and Credit Unions In Santa Barbara And Surrounding Areas

  • Rabobank America

    33 East Carrillo Street
    Santa Barbara, CA 93101
  • Banc of California

    18 West Canon Perdido Street
    Santa Barbara, CA 93101
  • American Riviera Bank

    1033 Anacapa Street
    Santa Barbara, CA 93101
  • Heritage Oaks Bank

    1035 State Street
    Santa Barbara, CA 93101
  • Wells Fargo

    1036 Anacapa Street
    Santa Barbara, CA 93101
  • Northern Trust Bank

    206 East Anapamu Street
    Santa Barbara, CA 93101
  • Community West Bank

    1501 State Street
    Santa Barbara, CA 93101
  • First Republic Bank

    1200 State Street
    Santa Barbara, CA 93101